Practice Areas
Ms. Ramirez is the Chair of the firm’s Business Department. She represents and advises clients in real estate acquisition, development, construction and financing transactions; secured and unsecured lending transactions; real estate leasing; and other business transactions. In addition to representing New Mexico-based clients throughout the state, Ms. Ramirez often serves as local counsel to out-of-state companies doing business in New Mexico.
Ms. Ramirez is licensed to practice law in New Mexico and Texas. Prior to attending law school, she was a finance manager at a public energy company in Houston, Texas, where she handled equity and debt offerings, financial risk management, and asset and stock acquisitions and divestitures. Before moving to New Mexico in 2010, Ms. Ramirez practiced in a prominent law firm headquartered in Houston, Texas, with offices worldwide.
Ms. Ramirez is recognized in Chambers USA Directories of America’s Leading Lawyers for Business for her expertise in real estate and is a Fellow of the American College of Real Estate Lawyers and American College of Mortgage Attorneys. She is also listed in Southwest Super Lawyers for her expertise and experience in Business Law and Corporate Law and in The Best Lawyers in America for her experience and expertise in Real Estate Law and Banking and Finance Law.
- American College of Real Estate Lawyers, Fellow
- American College of Mortgage Attorneys, Fellow, New Mexico State Chair
- American Bar Foundation, Fellow
- NAIOP Commercial Real Estate Development Association – New Mexico Chapter
- Commercial Real Estate Women of New Mexico
- State Bar of New Mexico, member of Business Law Section and Real Property, Trust and Estate Law Section
- State Bar of Texas, member of Business Law Section and Real Estate, Probate and Trust Law Section
- Santa Fe Business Incubator, Board of Directors and Council of Business Advisors
- University of Houston Law Center (J.D., cum laude, 1999)
- University of Houston (M.B.A. with a concentration in Finance, 1995)
- University of Texas (B.B.A. in Accounting and Management Information Systems, with honors, 1987)
• Represented Pattern Energy as local counsel in an approximately $11 billion financing transaction for development and construction of a 3,515 MW wind farm and a 550-mile, 525kV HVDC transmission line. The financing included an integrated construction loan and letter of credit facility, two separate term facilities, an operating phase letter of credit facility, a tax equity term loan facility and a holding company loan facility.
• Represent a Texas-based real estate investment fund in the development and sale of lots in a luxury residential development in Santa Fe County, New Mexico.
• Represent the developer of approximately 244 acres of land in Santa Fe County, New Mexico, to be developed into a residential community of approximately 600 single-family residences with open space, trails and other community amenities, including land acquisition, assistance with entitlement matters, preparation and negotiation of investor agreements and preparation and negotiation of purchase agreements for sales of lots to homebuilders.
• Represent the developer of several residential and mixed-use projects in Sandoval County, New Mexico, including land acquisition, financing, entitlement matters, and preparation and negotiation of purchase agreements for sales of lots to homebuilders and other commercial enterprises.
• Served as local counsel to the purchaser in the acquisition of a $1.9 billion portfolio of apartment properties, two of which are located in New Mexico. The transaction involved several financing sources and required delivery of real estate financing opinions.
• Served as purchaser’s New Mexico counsel in the acquisition and financing of a produced water gathering and distribution system, including review of financing documents and delivery of a real estate financing opinion.
• Represented a regional bank in a loan for the acquisition and renovation of a world class hotel and spa in Santa Fe, New Mexico. The transaction included a loan participation and interest rate swap transaction.
• Represented a regional bank in financing accounts receivable generated by rental of temporary oilfield living quarters located in Texas, New Mexico and Oklahoma. The collateral also included real estate and equipment located in the three states.